Publisher
Riviera MultiFinance - Limited Liability Company, with a capital of 20,000
euros, registered under the number 481 676 625 RCS Cannes and authorized as a company for
Financial Investment Advice (CIF).
Registered office: 479 Corniche des Primevères 06210 Mandelieu - France
Phone: 06 98 43 65 25
Fax: +33 (0)4 89 88 65 21
Email: info@riviera-multifinance.com
Publication Manager: Stéphane Chamouret - Manager
Hosting
Company: OVH
Website: www.ovh.com
Postal Address: 2 rue Kellermann - BP 80157 - 59053 ROUBAIX Cedex 1
Phone: +33 (0)8 203 203 63
Email Address: support@ovh.com
Intellectual Property and Copyright
The website "Riviera MultiFinance" is protected by the laws on intellectual property and
copyright.
All the information available on the Site is protected by copyright and is the property of
Riviera MultiFinance, subject to rights belonging to third parties. This information shall
not be interpreted as constituting a license or right to use any image, registered
trademark, service mark, or logo of Riviera MultiFinance.
Reproduction, in whole or in part, on any medium, communication to third parties, use for any
purpose other than private, or alteration of the trademarks, logos, designs, analyses,
distinctive signs, images, animations, graphics, photographs, or texts appearing on this
presentation are prohibited without the prior consent of Riviera MultiFinance.
Riviera MultiFinance reserves all its rights to the copyright and ownership of any information
available on the Site and will enforce them to the full extent of applicable law.
Respect for Your Rights
In accordance with the French Data Protection Act (Law no. 78-17 of January 6, 1978, as amended)
and the General Data Protection Regulation (GDPR – Regulation (EU) 2016/679), Riviera
MultiFinance ensures the protection and confidentiality of data collected on
www.riviera-multifinance.com.
You have the right to access, rectify, erase, and request the portability of your personal data,
as well as the right to restrict and object to its processing. Your rights can be exercised
at the Head Office (Riviera MultiFinance - 479 Corniche des Primevères - 06210 Mandelieu -
France) or by email at: info@riviera-multifinance.com. This
data remains strictly for the
internal use of Riviera MultiFinance.
Reliability and Guarantee Reservation
The data presented on this website comes from sources considered reliable by Riviera
MultiFinance, which, however, does not guarantee the accuracy, validity, reliability, or
completeness of this data. Riviera MultiFinance disclaims all liability for the data
presented on this website. You can obtain additional information by freely accessing the
websites of Riviera MultiFinance's partners. However, it is necessary, for each product, to
refer to the legal information documents (information notice or prospectus, FCP regulations
or SICAV statutes, latest annual report) prior to any investment, which provide information
on risks, fees, and costs. The information notices or prospectuses approved by the Autorité
des Marchés Financiers are available upon simple request and on the websites of the
partners.
Disclaimer
Riviera MultiFinance strives to provide reliable, verified, and regularly updated information.
Despite the many efforts made to achieve this goal, errors or omissions may still occur.
Therefore, it is the responsibility of the Internet user, under his/her sole responsibility,
to use the information available on www.riviera-multifinance.com with
discernment. Consequently, Riviera MultiFinance recommends that you verify the information
collected on its website prior to making any decision regarding its use. The information and
opinions contained on the Site are unrelated to the investment objectives, financial
situation, or specific needs of any recipient of such information. It is advisable to obtain
specific, personalized, and adequate professional advice before making any investment
decision.
Guarantees
Your advisor has, in accordance with the law and the ANACOFI-CIF code of conduct, sufficient
professional liability insurance coverage and financial guarantees covering their various
activities. These coverage policies comply with the requirements of the Monetary and
Financial Code and the Insurance Code. Subscribed with: Zurich Insurance Europe AG - 112,
Avenue de Wagram 75017 Paris. Policy numbers: CIF, Professional Liability Insurance:
€1,000,000. IAS, Professional Liability Insurance: €2,500,000, Financial Guarantee:
€115,000. IOBS, Professional Liability Insurance: €2,000,000, Financial Guarantee: €115,000.
IMMOBILIER, Professional Liability Insurance: €1,000,000, Financial Guarantee: €110,000.
Your Intermediary has committed to fully comply with the ANACOFI-CIF code of conduct, available
at the association's headquarters or on www.anacofi.asso.fr.
Complaint
If you encounter a situation that raises questions, dissatisfaction, or a complaint, we invite
you to complete the form specifying the purpose of your request, your address, and if
possible, the name of your usual advisor. The message will be forwarded to our Customer
Service, which will strive to find a solution.
You can contact us via:
Postal address: Stéphane CHAMOURET RIVIERA MULTIFINANCE Riviera MultiFinance - 479 Corniche des
Primevères - 06210 Mandelieu
Phone: 06 98 43 65 25
Email: info@riviera-multifinance.com
Your advisor commits to handling your complaint within the following deadlines:
- A maximum of ten working days from the receipt of the complaint to acknowledge receipt,
unless the response itself is provided to the client within this period.
- A maximum of two months between the date of receiving the complaint and the date of
sending the response to the client, unless specific circumstances duly justified
occur.
Until the client is satisfied, the complaint is considered "open" and leads to follow-up actions
such as sending reminders or copies of the latest correspondence to the client, or proposing
a postal appointment.
If adjustments in procedures or communication can prevent the same complaint from being raised,
they will be implemented instantly.
In any case, if the client remains unsatisfied, an invitation to contact a mediator will be
provided to seek their participation in resolving the complaint. Below you will find their
contact information.
Contact a Mediator
If the complaint is not resolved within the firm, it may be referred to the following mediators,
depending on the case:
Mediator for disputes with a company:
Address of the Mediator of the professional association: Mediator of ANACOFI-CIF - 92 rue
d'Amsterdam 75009 PARIS
Mediator for disputes with a consumer:
For CIF activities: Mr Rémi BOUCHEZ - Mediator of the AMF – Autorité des marchés financiers 17,
place de la Bourse - 75 082 Paris Cedex 02 (Website: www.amf-france.org)
in case of disputes with a consumer regarding CIF activities.
For IAS activities: The Insurance Mediation of ACPR, TSA 50110, 75441 PARIS CEDEX 09, Website:
www.mediation-insurance.org in case of disputes with a
consumer
regarding IAS activities.
For real estate and mortgage brokerage activities: The Mediation of ANM Conso - 25 Allée Rose
Dieng Kuntz - 75019 PARIS (IMMOBILIER Website: www.anm-conso.com).
If mediation fails, the dispute may be brought before the competent courts.
Supervisory Authorities
For financial investment advice: The AMF – L'Autorité des Marchés Financiers – 17 place de la
Bourse 75082 Paris Cedex 02.
For insurance intermediary and banking intermediary activities: The ACPR – Autorité de contrôle
et de Résolution – 4 place de Budapest CS 92459 75436 Paris Cedex 09.
Legal statuses and supervisory authorities
The activity of a broker is regulated by the Ministry of Economy, Finance, and Industry. Your
intermediary is registered with the Single Register of Insurance, Banking, and Finance
Intermediaries (ORIAS) under the registration number 07 004 970 (You can verify this
registration on the ORIAS website:https://www.orias.fr/
) under the
following regulated activities:
CIF (Financial Investment Adviser) likely to provide investment advice on a
non-independent basis within the meaning of Article 325-5 of the RGAMF. Riviera MultiFinance
receives commission rebates and, in this case, does not charge fees for its advisory
services. Registered with the National Association of Financial Advisors-CIF (ANACOFI-CIF)
under the number E001615, an association approved by the Financial Markets Authority (AMF),
postal address: 17 Place de la Bourse 75082 Paris Cedex 02 and website address: www.amf-france.org.
IAS (Insurance Intermediary): Insurance intermediary in the category of
Insurance Broker working with a limited number of companies (type B). According to Article
L521-2 II of the French Insurance Code, not subject to a contractual obligation to work
exclusively with one or more insurance companies. Riviera MultiFinance is remunerated based
on the subscription amount for entry fees after applying a non-reducible amount by the
insurance company and annually by a proportion of management fees related to the valuation
of contracts.
IOBSP (Intermediary in Banking Operations and Payment Services) in the category
of broker. IAS and IOBSP activities are overseen by the Prudential Supervision and
Resolution Authority (PSRA), postal address: 4 Place de Budapest, CS 92459, 75436 PARIS
cedex 09, website:https://acpr.banque-france.fr/
Real estate agent, authorized to carry out transactions on buildings and business
assets, card T N°CPI0605 2016 000 009 004 issued by the CCI Nice Côte d’Azur
(Alpes-Maritimes) and banking and financial canvasser on behalf of the following
institutions: Entrepreneur Invest. Real estate agent - Not authorized to receive funds,
securities or valuables.
SUSTAINABILITY RISK INTEGRATION POLICY
Information published pursuant to Articles 3, 4 and 5 of Regulation (EU) 2019/2088 (SFDR)
Preamble
RIVIERA MULTIFINANCE, a financial investment adviser (CIF) and member of ANACOFI-CIF, provides
non-independent investment advice. Pursuant to Regulation (EU) 2019/2088 (SFDR), it
publishes below information relating to the integration of sustainability risks into its
advice, the consideration of principal adverse impacts, and the consistency of its
remuneration policy.
Definitions. Sustainability risk means an environmental, social or governance (ESG) event or
condition that, if it occurs, could have an actual or potential material negative impact on
the value of an investment. Principal adverse impacts (PAI) mean the negative effects of
investment decisions and advice on sustainability factors.
1. Integration of sustainability risks into advice (Article 3)
The firm integrates sustainability risks into its advisory process. It relies on sustainability
information provided by product manufacturers (SFDR classification of products - Articles 6,
8 or 9 - pre-contractual documents and key information documents) to assess the exposure of
products to ESG risks and their consistency with the client's situation and preferences.
It collects each client's sustainability preferences through a dedicated questionnaire and takes
them into account when assessing the suitability of recommendations.
2. Consideration of principal adverse impacts (Article 4)
Given its size (fewer than three people), the nature and scope of its activity, and the still
partial availability of data relating to adverse impacts at the level of the recommended
products, the firm does not currently take into account principal adverse impacts on
sustainability factors within the meaning of Article 4 of the SFDR. The firm will review
this position in light of the development of available data.
3. Remuneration policy and sustainability risks (Article 5)
The firm is remunerated by fees and/or commissions, under the conditions set out in its
remuneration transparency procedure. Its remuneration policy is consistent with the
integration of sustainability risks into advice: it does not encourage risk-taking in
relation to sustainability that is inconsistent with clients' interests.
4. Information and update
This policy is published on the firm's website and made available to clients. It is updated as
necessary.
Version dated 12/05/2026.
Terms of Use
Your use of this website constitutes your acceptance of the general terms and warning notices.
This site may contain links to other websites. Riviera MultiFinance assumes no
responsibility for the content of sites other than those belonging to the domain www.riviera-multifinance.com.
The entire content of this site is subject to French and international copyright and
intellectual property laws. All rights of reproduction are reserved, including for
downloadable documents, iconographic and photographic representations, as well as editorial
content.
The mentioned trademarks belong to their respective owners. The reproduction of all or part of
this site on any electronic medium is strictly prohibited without the express authorization
of the publishing director. You agree not to use this site for illegal purposes or purposes
prohibited by laws or legal and contractual notices.
Communication Methods
In the context of our contractual relationship, we may communicate by postal mail or by any
means of telecommunication. The communication methods used between CIF and the client are:
- Email
- Phone
- Mail
- Video conferences
Links
Any website is authorized to establish, without prior agreement, a link to the information
published on the Riviera MultiFinance website. However, pages and documents from www.riviera-multifinance.com must not
be embedded within the pages of another site.
The authorization to set up a link is valid for any medium, except those disseminating
information of a controversial, pornographic, xenophobic nature, or that could, to a greater
extent, harm the sensitivity of the majority.
Riviera MultiFinance cannot be held responsible for the information published on sites that are
the subject of a hypertext link from www.riviera-multifinance.com.
Photographic Credits
Freepik - Unsplash - Pexels
Applicable Law
The content of the site is subject to the applicable law in France. Any user acknowledges the
jurisdiction of the Commercial Court of Cannes for all matters concerning the content and
use of the site or related claims.
© Riviera MultiFinance - 2026 - All rights reserved.